When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time — and never pay a penny more than you agree to on day one.

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR

With Affirm, you always know exactly what you'll owe and when you'll be done paying

Transparent

Flexible

Fair

Rates from 10–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: https://affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See https://affirm.com/licenses for important info on state licenses and notifications.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up

Flexible

You choose the payment schedule that works for you

Fair

Affirm won’t charge you late fees or penalties of any kind, ever

Rates from 10–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: https://affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See https://affirm.com/licenses for important info on state licenses and notifications.